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When we purchase a new home, homeowner's insurance is ascertained and often directly incorporated into monthly mortgage payments by our bank.

Although this is an excellent idea, as life goes on homeowners can find themselves losing track of how their assets have grown and changed with regards to changing insurance rules, standards and policy. To make sure that your home and belongings are appropriately insured, revisit your circumstances and adjust your coverage as needed. 

Note this interesting Kiplinger.com article with points to consider when evaluating your homeowner's coverage.