Recently, a new trend in home improvement competition television shows has introduced an interesting format.

By taking X amount of dollars and within 2, 3, or 4 days time reinvesting those dollars by making home improvements which would translate into increased home value, the team that does the best quality of work and improves the home market value the most--wins. This premise (caveat a little Hollywood magic) proves that a few well spent dollars and some elbow grease will increase your home's property value.

Although the concept itself isn't new, the awakening of the public to this idea has reinfused energy into the real estate market. What does that mean for home sellers? It could mean having the edge over the competition and lead to a…

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Did you know that there's a difference between being pre-qualified and pre-approved? It may seem to be 'tomatoes, tomatos...potatoes, potatos' but not knowing the facts could cost you. For example, what is a 'no cost loan'...should you lock in at a do you get the best rate for your mortgage? An informed buyer is a prepared buyer. Knowing the facts about these important points and knowing what questions to ask is the first step towards buying your next home.

Note this article as it outlines key facts about your mortgage that could translate into big savings over the life of your loan,

Yahoo! HOMES article What You Need To Know Before You Get A Mortgage

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