From the time that a child gets her first Barbie's Dream House, builds a treehouse, or carves out a fort in the snow, he or she starts the process of deciding what home means to them. For many, its a long stretch between knowing what their wants and needs are to what they are able to afford. So how does one go about obtaining the house of their dreams?

Start with good spending habits. The key to qualifying and getting approved for the best mortgage rates is linked closely to one's credit rating, and the amount one is approved for is what most greatly impacts one's choices when shopping for a home.

Are you just starting out as a first-time homebuyer? Regrouping following the economic crisis? Or perhaps you have a grown child that is now seeking a place of their own. Whichever the case may be, set your priorities straight now. By establishing good financial habits you enable yourself to reap the rewards sooner than later, by being qualified to purchase the property that you want to call home. The Barry Berg Group has successfully lead the industry not only by setting the standard for excellence when representing our listings, but also as the number one selling team--for over 25 years. We've assisted home buyers with varied circumstances and price points, to find the home that best suited their lifestyle. How may we put our professional services to work for you?

Note these informative articles as posted online,

Yahoo! HOMES article Signs That You Are Living Beyond Your Means 

Yahoo! HOMES article What causes mortgage rates to fluctuate?

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